Buying a home is a major milestone and a significant investment. Every homeowner knows the importance of protecting that investment, but many may not realize that homeowners insurance doesn’t cover everything. According to a 2024 study by the Consumer Federation of America, while 12 in 13 homeowners in America have homeowners insurance, only 4% have a home warranty. This gap in coverage can leave homeowners exposed to unexpected expenses.
Homeowners insurance primarily safeguards the structure of your home against catastrophic events like storms or fires. It may cover some items inside the home, but it often doesn’t account for everyday wear and tear on essential systems like electrical, plumbing, heating, or appliances. That’s where home warranties step in. Home warranties aren’t insurance; rather, they offer coverage for the repair or replacement of key home appliances and systems that fail due to normal wear and tear. This added protection provides homeowners with much-needed peace of mind when things go wrong.
A Valuable Safety Net
Data from American Home Shield (AHS) shows that homeowners are 25 times more likely to use their home warranties than their homeowners insurance. Even the best-maintained home systems and appliances eventually break down, and when they do, repairs can cost hundreds or even thousands of dollars. This makes a home warranty an invaluable safety net, allowing homeowners to tackle unexpected breakdowns without the financial stress.
It’s a Good Day to Have a Bad Appliance
Choosing the right home warranty is crucial. Homeowners should assess their budget, the condition of their systems and appliances, and their future plans. If your appliances are aging or have a history of issues, a warranty can save you from potentially costly repairs. On the other hand, if you’re planning upgrades, that might change your warranty needs. It’s also essential to be aware of any pre-existing conditions that may not be covered by certain warranties, ensuring the plan you choose fits your specific requirements.
Protecting What Matters Most
AHS understands that life is busy, and home maintenance can be challenging to keep up with. That’s why AHS home warranties are designed to protect what matters most: your budget, time, and peace of mind. With plans starting at just $1 a day, AHS offers three flexible options to meet homeowners’ varying needs and budgets: ShieldSilver, ShieldGold, and ShieldPlatinum.
Each plan covers major home systems, such as HVAC, plumbing, and electrical. ShieldGold extends coverage to daily-use appliances like refrigerators, ovens, dishwashers, washers, and dryers. For the most comprehensive coverage, ShieldPlatinum includes additional benefits like roof leak repair, a free HVAC tune-up, and unlimited AC refrigerant. What’s more, AHS covers appliances regardless of age, without requiring inspections or maintenance records, making it easy to handle covered breakdowns.
Coverage for Homes, Happiness for Homeowners
AHS has spent decades earning the trust of homeowners, and with more than 2 million members, it’s clear that their approach is working. A home warranty is more than just a piece of paper or a monthly bill — it’s reassurance. When the inevitable happens and your home systems or appliances fail, AHS provides the support you need to quickly address the problem and move on.
With a home warranty from AHS, you can rest easy knowing your home is protected, leaving you free to focus on what truly matters — enjoying your home and the people you share it with.