Closing on Your Home

A Timing Process:

From the time that you sign the contract for your home until you finish signing the last document of your closing paperwork, you are on a kind of timeline “From Contract to Close.” The contract itself has a stipulation that states that the home must be closed by a certain date. Most of these dates are set by the real estate agent’s contract requirements and are reasonable for the condition of the home and the status of the buyer. However, when things get backed up, which can happen from time-to-time, timing can become a crucial part of your home buying closing process.

An organized and efficient agent can help you through the closing process by assisting all communication efforts from the buyer to the seller to the lender to the appraiser to the home inspector to the title company – with a few other companies probably thrown in, in between! That is why when you choose your agent, you need to make sure it is someone with excellent communication skills, who makes and returns phone calls in a timely manner.

A lot of the closing process is spent sending paperwork back-and-forth to the lender, which is where my financing paperwork tip comes in. That part of the process can be nudged along with consistent followup as well. If you find that you aren’t getting the response you need from your lender, you can always ask advice from your agent to see what can be done to expedite the holdup.

Once the paperwork “clears” the lender, the lender should then send along the file to the title company to evaluate the property (pulling the title research / abstract) and then pulling the closing paperwork to prepare for the closing. Phone calls can start “flying” during this time period as the appraisal comes through, the abstract is delivered, and the title company asks you for the pertinent information they will need to prepare the closing docs.

Once everyone has been contacted about and answered all information, the date of your closing is scheduled. Usually you will have a head’s up if there are issues with the title abstract or survey, or if any outstanding liens or cancellations have to be taken care of before the closing deadline stipulated on your sales contract. So, the only reason a closing should have any tension or problems would be problems that you know about in advance. Your agent should be your #1 advocate during these situations to make sure that all parties are doing what they can to solve problems before coming to the closing table.

Once at closing, make sure that you ask any questions of anyone about money amounts, terms, requirements, insurance, or warranty information that is given to you on the day that you close on the sale of your home. This is a HUGE financial expenditure, and you don’t want to walk out of a closing with niggling issues or questions in your mind. All parties attending a closing are there to give you any and all information you need, so speak up and ask your questions, no matter what kind.

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The Kelly Waltemath Group

The Kelly Waltemath Group
5.0
Based on 15 reviews
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Drew Treuting
Drew Treuting
2020-04-07T20:23:27+0000
Kelly & Michelle worked with my wife and I to help us sell our first home and help us purchase our new home here at... Cypress Parks in Belle Chasse. The process was very easy and we recommend their services for anyone who is need.read more
Adrianne Daniel Billodoux
Adrianne Daniel Billodoux
2019-12-25T01:21:14+0000
AH! Where do I begin?! We had a 6 month journey with Chris. We were selling & buying. Sometimes the process isn’t... always rainbows and butterflies. But, Chris is one of the most positive individuals I have ever met. Chris cares, not only about his job, but his clients at a personal level & I believe that whole heartily. Sometimes, I can be well, difficult. 🤷🏼‍♀️ He always LISTENED to every one of my husbands and I concerns. He made sure to communicate with the buying agent and us very effectively and efficiently. In the end I wouldn’t have it any other way. If you are looking for MORE than just an agent to get you & your family through your selling or buying process, then Christopher Miguez is your man! Merry Christmas & Happy Selling / Buying ♥️🎄read more
Allie Marie
Allie Marie
2019-12-17T17:15:37+0000
Chris has been wonderful on helping us sell our house! Kelly and Michelle have also been a huge help when we have any... questions. We will definitely be using them in the future and I will be recommending them to anyone who needs a great agent! Thank you so much for everything my family truly appreciates!read more
Trevita Datmodel Jackson
Trevita Datmodel Jackson
2019-09-24T21:41:20+0000
I highly recommend Christopher Miguez, REALTOR He was very professional and patient with us, all while having fun when... looking for our dream home. He is great to work with and I would recommend him to anybody!!! Thanks Chris!!read more
Eden Buuck Gioe
Eden Buuck Gioe
2019-08-23T00:51:55+0000
Can’t recommend Chris Miguez from the Kelly Waltemath Group enough! He was always there to answer my questions & keep... me updated with every step of the process which, as a first time buyer, was invaluable! So thankful for him and the whole group!read more
Sara Laughlin Treuting
Sara Laughlin Treuting
2019-08-14T08:44:56+0000
Kelly and her team have been amazing to work with! From selling our first home to purchasing our next - she has guided... us through every step perfectly! I feel like we always have a million repetitive questions, but Kelly always answers them with such a quick response time. I highly recommend Kelly - she’s just so personable - like having your best friend leading you through such a major purchase. Thank you, Kelly!read more
Taylor Daigle
Taylor Daigle
2019-05-22T22:14:47+0000
Kelly helped making the process of buying my first home smooth and fun! As a close friend of Kelly’s, I had seen her... success in real estate from an outsider’s perspective, and now I understand why from first hand experience! The knowledge and experience offered by Kelly and her team helped me feel comfortable in a situation that was totally new to me. All of the recommendations that she gave me have turned out great - from lenders to offer amounts to storage solutions in the home. I recommend Kelly and her team 100% to anyone buying or selling a home. Thank you Kelly!!!read more
Marc Seals
Marc Seals
2019-04-13T15:51:15+0000
She is the best! So glad I went with her! Her personality and experience in the market makes her #1 in my eyes! Bedico... Creek Subdivision Madisonville, Laread more
Eli Lewellyn
Eli Lewellyn
2018-10-06T02:39:32+0000
Great to work with! Got us a cash offer after only a few months.
Christi Amedee LeBlanc
Christi Amedee LeBlanc
2018-07-30T19:55:34+0000
Kelly is the best! She helped us sell our home and is currently navigating us with building a custom home in Bedico... Creek. Kelly is always there when we need her and goes above and beyond when it comes to customer service.read more
Andy Delaup
Andy Delaup
2018-06-10T21:33:22+0000
Kelly did a great job helping my wife and I find out beautiful new house. She was very responsive via email, call and... text, so any time we needed anything she was just a call or click away. I absolutely recommend her to anyone searching for their dream home!read more
Rosalind Pijeaux Hale
Rosalind Pijeaux Hale
2018-02-27T19:17:40+0000
Kelly's marketing skills are untouchable. Her use of social media and personal contacts with other realtors is what... makes her outstanding. She even keeps a list of potential buyers so that when a house becomes available she can notify them. She kept us informed throughout the process and answered all questions. Two offers were received one day after the house was on the market. THANKS Kelly!read more
Brenda Hubert
Brenda Hubert
2017-12-20T18:01:59+0000
Kelly went above and beyond. My house sold in less than 48 hours!! Kelly, you’re the absolute best. Thank you for... taking such great care of me!!read more
Tink O'Shay
Tink O'Shay
2017-06-24T20:41:18+0000
Eve Myers Herman
Eve Myers Herman
2017-06-23T03:05:39+0000
Our house had been on the market for 2 years with 2 different realtors with no success. We switched to Kelly and she... worked tirelessly until our house sold! She is innovative and energetic. I only wish we had switched to her sooner.read more
James Hagan
James Hagan
2017-06-22T01:29:16+0000
Kristi Bolian O'Brien
Kristi Bolian O'Brien
2017-06-22T00:55:26+0000
Kelly has been a real pleasure to work with. She is always available when we needed her. Her clients are her #1... priority and it shows in her work ethic. Highly recommend Kelly Waltemath!!!!!read more
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